Annual report 2012

Key risks by individual market and company

Key risks at individual companies and on markets, and the risks that the Group assesses it will be exposed to in the future are presented below. Risk management measures, used by the Group to adapt to perceived changes are presented for each identified risk. The monitoring and analysis of implemented measures is carried out by the risk management department in close cooperation with those responsible for individual risks. The reasons for the ineffectiveness of adopted measures are analysed and corrective measures drafted on the basis thereof.